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Garage Commercial Insurance


This policy has certain requirements that shall be evaluated by the customer. It is very important to consider them in order to decide which insurance policy satisfies better the policyholder needs.

  • The insured vehicle must be a land motor vehicle, "trailer" or semitrailer.
  • For purposes of this policy, MAPFRE considers as the insured the persons or firms that appear on the provisions of each coverage. 
  • The coverage applies separately to each insured determined in the policy except with respect to the limit of insurance.

The following restrictions apply to the policy:

  • We will not provide liability coverage to any person intentionally causing bodily injuries or damages to property. This includes the willful or reckless violation of any law or regulation. 
  • Coverage is not provided for own damages, or damages or bodily injuries to a third party, caused by war, revolution or rebellion.
  • We will not cover damages to the vehicle caused by nuclear reaction or radiation, or radioactive contamination.
  • We will not cover damages to the vehicle caused by wear and tear, freezing, mechanical or electrical breakdown.
  • We will not cover liability of the policyholder arising from the use of the car to compete in any race or speed contest, demolition contests or stunting activities.
  • The cover for data, audio or video electronic devices, is restricted to what is specifically expressed in the form of the coverage.
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