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School Accidents Insurance

School Accidents Insurance

Protection against damages caused by an accident and the medical expenses incurred as a result.

School Group Accident Policy (School GAP)

The School Group Accident Insurance provides protection to students, teachers, and educational employees against damages occurred as a result of an accident, and the medical expenses incurred by the policyholder as a result of the same.

The student and/or participant will be covered while:

  • He or she attends school, during regular days and hours.
  • He or she travels to school or returns home from school (during a reasonable time).
  • He or she participates or attends activities sponsored by the school authorities.

The available basic coverages of this policy are:

  • Accidental Death.
  • Dismemberment.
  • Medical Expenses - Hospitalization.
  • Dental Expenses.

Additional coverages offered by the School GAP are:

  • Safety Belt – Additional Death Coverage if the policyholder suffers an accident while he or she is the driver or passenger in a motor vehicle and is using the seat belt.
  • Travel Assistance outside of Puerto Rico – Orientation services if the policyholder suffers an accident in the United States.
  • Funeral Expenses.
  • Summer School.
  • Summer Camps.
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