This insurance includes a number of requirements and restrictions that must be studied by the customer before hiring. It is important to consider these aspects to choose the policy that best suits your needs and those of your business.
The School Accident Insurance indicates in its general and special conditions, the following requirements and restrictions:
- MAPFRE Life is not liable for payments for injury or death or other loss caused, in whole or in part, directly or indirectly, by the insured.
- Damages because of suicide or attempted suicide within two years from the effective date of coverage are excluded.
- Injuries caused by war or act of war, declared or not in time are not covered.
- MAPFRE Life is not liable for compensation if the insured is under the influence of alcohol or any narcotic substance unless it had been administered by a doctor or accidentally ingested.