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Compulsory Liability Insurance

Seguro de Responsabilidad Obligatorio

Compulsory insurance contracts for all vehicles that travel in PR.

This is a compulsory insurance contract required by the Government of Puerto Rico for all private vehicles traveling in Puerto Rico.

As a result of a traffic accident, the Mandatory Insurance policy offers you the following main coverages:

  • Damages caused by you solely to other vehicles, up to a maximum of $4,500. Damages to your automobile are not covered by this policy.
  • The cost of towing your vehicle by tow truck to your residence or to a safe place when the car cannot move by its own propulsion because of the accident will be reimbursed.
  • A supplementary payment of financial compensation to help an affected person when he or she is able to prove that his/her car was repaired.   

This insurance is contracted at the time you renew your vehicle registration sticker, and is in effect for one year. All you have to do is ask that the insurance be with MAPFRE when you buy your car or renew the tag.

For more information, access the brochure or contact your representative or producer or calling MAPFRE Contact Center at 787-250-5214 or 1-888-835-3634 (island).

Download document in Spanish (PDF, 469 KB)


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