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Accidental Death and Dismemberment Insurance

Seguro de Muerte Accidental y Desmembramiento

Accidental Death and Dismemberment Insurance of MAPFRE establishes a series of requirements and restrictions that users must know to understand what their rights and obligations are when hiring the policy.

  • Accidental Death and Dismemberment Insurance does not cover loss, fatal or not, caused by or as a result of suicide or attempted suicide or wounds inflicted by the insured himself.
  • The available limits for accidental death and dismemberment are from $ 10,000 to $ 100,000. 
  • If due to an accident the insured loses a combination of two main members, MAPFRE Life will pay the principal amount that corresponds according to the Schedule of Benefits and Premiums. 
  • If the loss is of a single member, MAPFRE Life will pay to the insured half of the principal quantity that corresponds.
  • Accidental Death and Dismemberment Insurance does not cover loss, fatal or not, caused by or as a result of wounds received while the Insured is a member of the armed forces of any country or international authority.
  • Nor losses under the influence of alcohol or alcoholic beverages, drugs, narcotics or hallucinogens are covered, except those taken under medical prescription.
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