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Home Assistance Insurance

Asistencia al hogar

This insurance has certain requirements and exclusions that the policyholder must consider in order to know better their rights and obligations when hiring it.

This policy is aimed at dwellings where the insured has the permanent or seasonal residence within the Commonwealth of Puerto Rico. 

  • We will not provide coverage for damages intentionally caused by the policyholder.
  • We will not provide coverage for damages caused by war, rebellion or armed conflict.
  • Events caused by floods, earthquakes, volcanic eruptions, windstorms, hail or hurricanes are excluded.
  • Damages caused by nuclear risk, such as nuclear radioactive contamination, are excluded.
  • We will not provide coverage for damages caused by filtering or moisture, even for those due to broken pipelines and facilities.
  • Repairs of lighting elements, such as lamps, bulbs, switches or sockets are excluded.
  • We will not provide coverage for the repairs of equipment operated by power.
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