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Homeowners Insurance

Homeowners

MAPFRE advises to follow some recommendations to facilitate the insured the access to the benefits and advantages included in the policy.

Recommendations before hiring your Property and Casualty insurance:

  • Read carefully all special provisions and clauses for each cover.
  • Study the additional covers that you can access with this policy.
  • Contract covers you really need.

Once hired the Homeowners policy:

  • It is useful to know the terms, limitations and policy requirements to act precisely in case of an event which may give rise to a claim under this policy.
  • Documents relating to the policy needs to be located in a suitable place for easy access when needed.
  • In case of sinister or loss, it is imperative that the insured contact the company as soon as possible.
  • In case of sinister or loss, it is imperative that the insured put all the means at its disposal to mitigate the consequences.
  • In case of theft, the insured must notify as soon as possible to the police.
  • If there is another applicable insurance, it is paid only a prorated.
  • If not we reached an agreement with the insured on the amount of loss, either party may request an appraisal of the loss.
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