Multinational Group Life and Long Term Disability
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Coverages
Life Insurance and Long Term Disability for Multinational companies
The products that MAPFRE LIFE INSURANCE COMPANY OF PUERTO RICO offer are designed to comply with the industry’s highest standards and offer insured the peace of mind of having a complete benefits package where life insurance and long term disability are combined. Our benefits to Multinationals adjust to the individual Budget and demand of each group. Also, allows the Employer to settle to the coverage that suits best to the needs of their employees.
Benefits and Advantages
MAPFRE’s LIFE Insurance and Long Term Disability Benefits for companies include a series of benefits and advantages through their coverage.
Groups of employees
The following alternatives are offered for groups of 10 employees or more: employee life insurance, accidental death, life insurance for spouse, life insurance for dependents, supplemental or voluntary life insurance and accelerated death benefit.
Long Term Disability Insurance
Long Term Disability Insurance, we provide reasonable monthly income replacement to an insured that is incapacitated for extended periods of time due to an accident or illness.
Groups of employees
The following alternatives are offered for groups of 10 employees or more: employee life insurance, accidental death, life insurance for spouse, life insurance for dependents, supplemental or voluntary life insurance and accelerated death benefit.
Long Term Disability Insurance
Long Term Disability Insurance, we provide reasonable monthly income replacement to an insured that is incapacitated for extended periods of time due to an accident or illness.
MAPFRE offers the insured and employers as well as other people interested in knowing more about our coverage for Multinationals, our service Call Center 24/7 where they will be assisted by specialized tele-operators.
General Conditions
Coverage’s for Life Insurance and Long Term Disability for MAPFRE Multinationals grants the insured the peace of mind of having a complete policy that covers all their needs as well as their families’ as established General Terms and Conditions in the policy.
The General Terms and Conditions of MAPFRE health services show their users which coverage they can access, its benefits and additional advantages, as well as requirements and restrictions established by the Company.
Requirements and Restrictions
Life Insurance and Long Term Disability include a series of requirements and restrictions as established on the General Terms and Conditions of the contract. Some of them are:
- Damages due to an insurrection or war declared or not are excluded. Any incidental act to such insurrection of war or participation in any civil disturbance.
- Benefits that surpass limits established in the General Terms and Conditions are excluded.
Recommendations for use
MAPFRE recommends, to all persons interested in benefiting from life insurance and long term disability for Multinationals, to pay special attention to the General Terms and Conditions of the policy to obtain the maximum benefit.
Recommendations:
- Persons in need of information and or assistance can contact our Tele-operators available 24/7.
- It is recommended that insured know when their coverage is in-force in order to know when they can access benefits covered in policy.
- Insured’s should understand all processes established by MAPFRE to access certain coverage’s, according to the General Terms and Conditions of the policy.
Health Services for my Business
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